Buy 6 Bedroom 21108 Mt Evans with No Money Down

11208 Mt Evans
Would a larger home improve the lives of you and your family? Is the lack of money for the down payment and closing costs preventing you from owning the home you want and need?

Did you know there are down payment assistance and zero-down mortgage programs available to purchase 21108 Mount Evans Court?  Listed by Ferrari-Lund Real Estate; 21108 Mount Evans Court is a  is a  meticulously maintained 2919 square foot home on .23 acres located in Peavine View Estates. With 6 spacious bedrooms and 3 full baths, 21108 Mount Evans Court may be just the home you are looking for.

21108 Mount Evans has well-designed open floor plan with a bonus family room located upstairs. The master suite features a walk-in closet, stall shower and garden tub. The kitchen is open and bright. The appliances include a gas range and oven, refrigerator, built-in dishwasher, built –in microwave, garbage disposal breakfast bar and pantry.  The gas forced air heat and central air conditioning will keep you comfortable throughout the year.

Relax in the hot tub or  barbecue on the poured concrete patio. The low maintenance yard is equipped with automatic sprinklers and drip system. There is plenty of storage between the 3-car garage and the separate storage shed. For additional information or to schedule a tour of 21108 Mount Evans Court, call Regina Lockwood, Ferrari-Lund Real Estate @ 775-843-5133. Priced at only $283,000 21108 Mount Evans Court is a must see.

Home is Possible! Academy Mortgage in Reno has teamed with the Nevada Housing Division to provide 4% Non-Repayable Down Payment Assistance Grants to qualified buyers. If your qualifying income is less than $95,500 a year, you may qualify for the Nevada Housing Division “Home is Possible” program providing a non-repayable grant equal to 4% of your loan amount.

The program requires a 640 decision credit score for USDA Rural, FHA and VA programs. The 4% grant can be applied to your down payment and closing costs. Both USDA and VA programs offer 100% financing to qualified buyers.

First time buyers can combine the “Home is Possible” 4% Non-repayable grant with the Nevada Housing Mortgage Credit Certificate (MCC) program. The MCC program helps first time buyers lower their monthly payment with a federal tax credit equal to the lower of $2,000 a year or 40% or the interest paid. The cost of the MCC program is 1% of the loan amount plus a $175 processing fee. Based on 100% USDA or VA financing, the value or the MCC program is more than $50,000 over 30-years.

rvo mt evans

The above “Rent vs. Own” analysis compares owning 21108 Mount Evans Court. with renting a similar home for $2,100 a month with purchasing with the “Home is Possible” Program. Some of the benefits of owning your own home include building equity, mortgage interest tax deduction, and stable payments. Renting a similar home will cost you over $131,000 over the first 5 years. In the same time period, you will build over $27,000 in equity owning this home based solely on principle reduction. After subtracting your equity and tax benefit, owning this home will save you hundreds of dollars a month. With “Home is Possible,” you can own this home with little to no money out of pocket.

To learn more about this beautiful home, call Regina Lockwood @ 775-843-5133 or email Regina@Ferrari-Lund.com . For additional information about the “Home is Possible” and MCC programs, call Doug Kaller, Academy Mortgage @ 775-828-7006 or email doug.kaller@academymortgage.com. To find out what you qualify for, please click on the orange “Pre-Qualify Now” tab at the bottom of this page. Don’t let the lack of a down payment prevent you from realizing the dream of owning your own home.

Doug Kaller

Loan Officer

Academy Mortgage

5250 South Virginia Suite 240

Reno, NV 89502

( D: (775) 828-7006 | C: (775) 250-4421

( F: (888) 449-7473 | O: (775) 825-4545

*doug.kaller@AcademyMortgage.com

www.AcademyMortgage.com/dougkaller
LO NMLS #312085 | State Lic #NV Lic#10361 | Corp Lic #2731 | Corp NMLS #3113